
whats the point of life insurance and are health insurance and life insurance the same thing ik this is hella dumb so educate me lol

"Life insurance is an insurance that covers the risk of life and pays out an assured sum on the happening of the specified event. Health insurance refers to a type of general insurance, which covers the medical expenses of the insured, but only up to the amount covered." - shamelessly stolen from the top google result

People get life insurance so that, in the event that they die, their next of kin (partner or kids, usually) get a payout. When you sign up for life insurance you can decide which amount you want your family to get eg. $500,000. You pay a monthly amount to have that insurance. People do this so that their family isn't suddenly left in a bad financial situation - like, if your partner isn't working because you have very young kids, or you still have a large mortgage to pay off on your house and only your partner's income wouldn't be enough to make the payments so they'd lose the house... that kind of thing.
That's why life insurance companies require health checks etc. -- if you have cancer or heart disease or something (or you're an alcoholic) you're too risky to insure because you probably won't pay enough in monthly premiums to cover the payout amount when you die. Sounds harsh, but insurance companies exist to make a profit.
Hope this helped!

ughh the amount of thumbs down im gonna get i actually liked yuuma a bit yh he was pushy and pretty much trash he was funny and he changed quite a bit atleast he wasnt a good for nothing at the end i feel like i'm the only one that didnt really miss him changing cuz his attitude was different near the end of last chapter cmon give the kid some credit
it has the best sex scenes ever ugghhhh its fucking hot and colored ugghhhh